body{margin:0;font-family:Segoe UI,sans-serif;background:#f8f8f8;color:#222}
header{background:#082a5e;color:#fff;padding:18px 40px}
nav a{color:#fff;text-decoration:none;margin:0 10px}
.hero{background:linear-gradient(135deg,#082a5e,#c6a15b);color:#fff;padding:90px 20px;text-align:center}
.section{max-width:1200px;margin:auto;padding:40px 20px}
.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:20px}
.card{background:#fff;border-radius:10px;padding:20px;box-shadow:0 2px 10px rgba(0,0,0,.12)}
footer{background:#082a5e;color:#fff;text-align:center;padding:25px}
.banner{background:#eaeaea;padding:40px;border-left:6px solid #c6a15b}